Community impact

Explore our community giving priorities

We work hard to align our community initiatives with our business priorities in a way that will be good for society and good for our business.

Financial Wellness

By investing in financial education, workforce development and job training for youth and adults, we empower our customers, associates and communities to build a bright financial future.

Equity and Inclusion

Our investments toward the access of quality education, health care, affordable housing and other basic needs reduce barriers to self-sufficiency and promote equal access to opportunity for children and their families.

Protecting our Planet

We're doing our part to combat climate change and its impact by raising awareness, increasing education and making strategic investments toward environmental conservation, restoration, mitigation and impact reduction.

Recent business accomplishments

$8M in charitable donations

Associate volunteer hours increased by more than 160%

$1M awarded in grants to 21 charities focused on financial wellness

$55M in new commitments for multi-family affordable housing projects

Community partners

Bread Financial proudly supports organizations that matter to our customers and communities. Our community partnerships are reflective of our core values and commitment to pay it forward.

Community engagement and volunteerism

Kindness and generosity are the heart of our community engagement and volunteerism efforts. Our associates play a critical role in advancing our pay it forward value, and we match their donations, encourage volunteer time and create opportunities for them to give back in their own ways.

Annual giving campaigns $1.5M donated to 930 nonprofits

Our annual giving campaigns are the cornerstone of our associates’ community impact. Associates can contribute to a charity of their choice, and we match their donation dollar-for-dollar.

Dollars for Doers $87,650 donated as a result of 3,506 volunteer hours

When associates volunteer, they earn a $25 charitable gift card for each service hour, up to $1,000 annually. These gift cards can then be donated to a nonprofit of their choice.

Pay It Forward Week 651 hours volunteered with 17 charities across nine states

Pay It Forward Week encourages associates to volunteer with nonprofit organizations, including virtual volunteering opportunities, to make a collective impact across the company.

Giving Tuesday $50 charitable gift card to donate to a nonprofit of their choice

In November, associates receive a $50 charitable gift card to make a personal and meaningful donation to an organization of their choice.

Giving Guidelines

Our Community Reinvestment Act (CRA) commitments

We’re committed to meeting the credit needs of our community under the Credit Reinvestment Act. Led by our banks, our CRA strategy is developed by working with local nonprofits and government agencies to identify and address emerging challenges and is guided by three principles: diversifying our community development loans and investments; making impactful and timely grants; and engaging our communities through service and volunteerism.

Our company and culture